{"id":8518,"date":"2026-03-18T13:55:24","date_gmt":"2026-03-18T06:55:24","guid":{"rendered":"https:\/\/portalutama.net\/index.php\/2026\/03\/18\/bank-banten-bukukan-laba-bersih-rp3933-miliar-di-2025-tumbuh-479\/"},"modified":"2026-03-18T13:55:24","modified_gmt":"2026-03-18T06:55:24","slug":"bank-banten-bukukan-laba-bersih-rp3933-miliar-di-2025-tumbuh-479","status":"publish","type":"post","link":"https:\/\/portalutama.net\/index.php\/2026\/03\/18\/bank-banten-bukukan-laba-bersih-rp3933-miliar-di-2025-tumbuh-479\/","title":{"rendered":"Bank Banten Bukukan Laba Bersih Rp39,33 Miliar di 2025, Tumbuh 47,9%"},"content":{"rendered":"


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PT Bank Pembangunan Daerah Banten (Perseroda) Tbk (Bank Banten) mencatatkan kinerja keuangan positif sepanjang tahun 2025 dengan membukukan laba bersih sebesar Rp39,33 miliar, meningkat 47,91% dibandingkan tahun sebelumnya sebesar Rp26,59 miliar.<\/span><\/p>\n

Pertumbuhan laba tersebut ditopang oleh perbaikan kinerja operasional serta peningkatan fungsi intermediasi. Secara keseluruhan, Bank Banten juga berhasil mencatatkan laba sebelum pajak sebesar Rp74,99 miliar, tumbuh 48,41% secara tahunan.<\/span><\/p>\n

Dari sisi pendapatan, bank daerah ini membukukan pendapatan bunga sebesar Rp491,80 miliar, naik 8,62% dibandingkan tahun sebelumnya. Namun demikian, pendapatan bunga bersih tercatat sebesar Rp189,36 miliar, sedikit menurun dari Rp205,81 miliar pada 2024.<\/span><\/p>\n

Sementara itu, kinerja intermediasi menunjukkan perbaikan. Penyaluran kredit tumbuh 4,09% menjadi Rp3,85 triliun.\u00a0<\/span><\/p>\n

\u201cMayoritas kredit disalurkan pada kredit konsumsi yang masih ditargetkan menjadi mesin pertumbuhan usaha Bank,\u201d tulis manajemen dalam laporan tahunan 2025, dikutip Kamis (18\/3).<\/span><\/p>\n

Di sisi lain, dana pihak ketiga (DPK) melonjak signifikan sebesar 29,89% menjadi Rp4,85 triliun, mencerminkan meningkatnya kepercayaan masyarakat terhadap Bank Banten.<\/span><\/p>\n

Dari sisi kualitas aset, rasio kredit bermasalah (non-performing loan\/NPL) gross berhasil ditekan menjadi 7,53% dari sebelumnya 9,36%. Namun, NPL net mengalami kenaikan menjadi 1,98% dari 1,09% pada tahun sebelumnya.<\/span><\/p>\n

Perbaikan kinerja juga tercermin dari peningkatan rasio profitabilitas, di mana return on assets (ROA) naik menjadi 1,02% dari 0,72%, serta return on equity (ROE) meningkat menjadi 3,16% dari 2,14%.<\/span><\/p>\n

Di sisi permodalan, rasio kecukupan modal (CAR) tetap terjaga kuat di level 42,99%, meski sedikit menurun dibandingkan tahun sebelumnya sebesar 44,72%, sehingga masih memberikan ruang ekspansi bisnis ke depan.<\/span><\/p>\n

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PT Bank Pembangunan Daerah Banten (Perseroda) Tbk (Bank Banten) mencatatkan kinerja keuangan positif sepanjang tahun 2025 dengan membukukan laba bersih<\/p>\n","protected":false},"author":2,"featured_media":8519,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,13],"tags":[],"class_list":["post-8518","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-news"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small-150x150.jpg","medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small-300x200.jpg","medium_large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small.jpg","large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small.jpg","1536x1536":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small.jpg","2048x2048":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small.jpg","colormag-highlighted-post":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small-392x272.jpg","colormag-featured-post-medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small-390x205.jpg","colormag-featured-post-small":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small-130x90.jpg","colormag-featured-image":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small.jpg","colormag-default-news":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small-150x150.jpg","colormag-featured-image-large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small.jpg"},"magazineBlocksPostAuthor":{"name":"Redaksi","avatar":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"PT Bank Pembangunan Daerah Banten (Perseroda) Tbk (Bank Banten) mencatatkan kinerja keuangan positif sepanjang tahun 2025 dengan membukukan laba bersih","magazineBlocksPostCategories":["Business","News"],"magazine_blocks_featured_image_url":{"full":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small.jpg",651,434,false],"medium":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small-300x200.jpg",300,200,true],"thumbnail":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/03\/tampak-depan-bank-banten-KP-Web-small-150x150.jpg",150,150,true]},"magazine_blocks_author":{"display_name":"Redaksi","author_link":"https:\/\/portalutama.net\/index.php\/author\/neno\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g","magazine_blocks_category":"Business<\/a> News<\/a>","_links":{"self":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/8518","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/comments?post=8518"}],"version-history":[{"count":0,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/8518\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media\/8519"}],"wp:attachment":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media?parent=8518"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/categories?post=8518"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/tags?post=8518"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}