{"id":31391,"date":"2026-10-27T17:42:07","date_gmt":"2026-10-27T10:42:07","guid":{"rendered":"https:\/\/portalutama.net\/index.php\/2026\/10\/27\/januari-september-2026-bca-bukukan-laba-bersih-rp452-triliun\/"},"modified":"2026-10-27T17:42:07","modified_gmt":"2026-10-27T10:42:07","slug":"januari-september-2026-bca-bukukan-laba-bersih-rp452-triliun","status":"publish","type":"post","link":"https:\/\/portalutama.net\/index.php\/2026\/10\/27\/januari-september-2026-bca-bukukan-laba-bersih-rp452-triliun\/","title":{"rendered":"Januari-September 2026, BCA Bukukan Laba Bersih Rp45,2 Triliun"},"content":{"rendered":"


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PT Bank Central Asia Tbk (BBCA) membukukan laba bersih sebesar Rp45,2 triliun pada sembilan bulan pertama 2026. Laba bersih BCA dan entitas anak tersebut tumbuh 4,2% secara tahunan (<\/span>year-on-year<\/span><\/i>\/YoY).<\/span><\/p>\n

Pertumbuhan laba tersebut sejalan dengan ekspansi penyaluran kredit perseroan. Hingga September 2026, kredit BCA tumbuh 12,6% YoY menjadi Rp1.063 triliun.<\/span><\/p>\n

\u201cKami berkomitmen menyalurkan kredit ke beragam sektor untuk mendukung perekonomian nasional, dengan senantiasa mempertimbangkan prinsip kehati-hatian dan kondisi likuiditas perseroan,\u201d kata Presiden Direktur BCA Hendra Lembong dalam konferensi pers,\u00a0 Selasa (27\/10\/2026).<\/span><\/p>\n

Dari total kredit yang disalurkan, kredit produktif mencapai Rp831 triliun, tumbuh 17,2% YoY. Kredit produktif tersebut mencakup pembiayaan korporasi sebesar Rp528,1 triliun, meningkat 20,9% YoY.<\/span><\/p>\n

Sementara itu, kredit komersial tercatat sebesar Rp154,1 triliun atau tumbuh 7,8% YoY. Adapun kredit usaha kecil dan menengah (UKM) mencapai Rp149,2 triliun, meningkat 15,4% YoY.<\/span><\/p>\n

BCA menyebut pertumbuhan kredit UKM perseroan secara konsisten berada di atas rata-rata industri perbankan nasional hingga kuartal III 2026.<\/span><\/p>\n

Di tengah ekspansi kredit, kualitas pembiayaan tetap terjaga. Rasio <\/span>loan at risk<\/span><\/i> (LAR) BCA tercatat sebesar 4,6%, sedangkan rasio kredit bermasalah atau <\/span>non-performing loan<\/span><\/i> (NPL) berada di level 1,8% per September 2026.<\/span><\/p>\n

Dari sisi pendanaan, BCA mencatatkan pertumbuhan dana pihak ketiga (DPK) sebesar 8% YoY menjadi Rp1.301 triliun. Dana murah atau <\/span>current account and savings account<\/span><\/i> (CASA) tumbuh 10,4% YoY menjadi Rp1.103 triliun.<\/span><\/p>\n

Pertumbuhan CASA tersebut menopang likuiditas perseroan dalam menjalankan ekspansi kredit.<\/span><\/p>\n

Selain pembiayaan konvensional, BCA juga memperluas penyaluran kredit berkelanjutan. Per September 2026, kredit berkelanjutan BCA mencapai Rp280,3 triliun, tumbuh 16,3% YoY. Nilai tersebut setara dengan 26,4% dari total portofolio pembiayaan perseroan.<\/span><\/p>\n

Untuk mendukung pembiayaan sektor UKM, BCA juga menghadirkan program Kredit Multiguna Usaha (KMU) Hari UMKM 2026. Program yang berlaku mulai 1 Juli 2026 hingga Januari 2027 tersebut menawarkan suku bunga mulai 5,81% efektif per tahun serta jangka waktu kredit yang lebih panjang bagi pelaku UMKM.<\/span><\/p>\n

Hendra mengatakan, BCA terus menghadirkan produk dan solusi untuk memenuhi kebutuhan nasabah, termasuk melalui pengembangan layanan digital dan produk pembiayaan.<\/span><\/p>\n

Salah satu produk yang dihadirkan adalah program KPR Fixed Terencana, yang ditujukan untuk membantu nasabah merencanakan pembiayaan hunian di tengah dinamika suku bunga.<\/span><\/p>\n

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PT Bank Central Asia Tbk (BBCA) membukukan laba bersih sebesar Rp45,2 triliun pada sembilan bulan pertama 2026. Laba bersih BCA<\/p>\n","protected":false},"author":2,"featured_media":17039,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,13],"tags":[],"class_list":["post-31391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-news"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-150x150.jpg","medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-300x174.jpg","medium_large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-768x445.jpg","large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-1024x593.jpg","1536x1536":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong.jpg","2048x2048":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong.jpg","colormag-highlighted-post":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-392x272.jpg","colormag-featured-post-medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-390x205.jpg","colormag-featured-post-small":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-130x90.jpg","colormag-featured-image":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-800x445.jpg","colormag-default-news":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-150x150.jpg","colormag-featured-image-large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-1063x600.jpg"},"magazineBlocksPostAuthor":{"name":"Redaksi","avatar":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"PT Bank Central Asia Tbk (BBCA) membukukan laba bersih sebesar Rp45,2 triliun pada sembilan bulan pertama 2026. Laba bersih BCA","magazineBlocksPostCategories":["Business","News"],"magazine_blocks_featured_image_url":{"full":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong.jpg",1063,616,false],"medium":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-300x174.jpg",300,174,true],"thumbnail":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/Hendra-Lembong-150x150.jpg",150,150,true]},"magazine_blocks_author":{"display_name":"Redaksi","author_link":"https:\/\/portalutama.net\/index.php\/author\/neno\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g","magazine_blocks_category":"Business<\/a> News<\/a>","_links":{"self":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/31391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/comments?post=31391"}],"version-history":[{"count":0,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/31391\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media\/17039"}],"wp:attachment":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media?parent=31391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/categories?post=31391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/tags?post=31391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}