{"id":29099,"date":"2026-10-05T08:56:48","date_gmt":"2026-10-05T01:56:48","guid":{"rendered":"https:\/\/portalutama.net\/index.php\/2026\/10\/05\/debitur-8-kabupaten-di-ntt-peroleh-perlakukan-khusus-kredit-karena-bencana\/"},"modified":"2026-10-05T08:56:48","modified_gmt":"2026-10-05T01:56:48","slug":"debitur-8-kabupaten-di-ntt-peroleh-perlakukan-khusus-kredit-karena-bencana","status":"publish","type":"post","link":"https:\/\/portalutama.net\/index.php\/2026\/10\/05\/debitur-8-kabupaten-di-ntt-peroleh-perlakukan-khusus-kredit-karena-bencana\/","title":{"rendered":"Debitur 8 Kabupaten di NTT Peroleh Perlakukan Khusus Kredit karena Bencana"},"content":{"rendered":"


\n<\/p>\n

\n<\/p>\n

Otoritas Jasa Keuangan (OJK) menetapkan perlakuan khusus atas kredit\/pembiayaan bagi debitur yang terdampak bencana gempa bumi di delapan kabupaten di Provinsi Nusa Tenggara Timur (NTT). Kebijakan tersebut telah ditetapkan Dewan Komisioner OJK pada 28 September 2026.<\/p>\n

Kebijakan ini untuk memitigasi dampak bencana terhadap kemampuan bayar debitur dan kinerja lembaga jasa keuangan (LJK), sekaligus mendukung percepatan pemulihan aktivitas ekonomi masyarakat di daerah terdampak.<\/p>\n

Kebijakan perlakuan khusus tersebut berlaku bagi debitur terdampak bencana di delapan kabupaten, yaitu Kabupaten Ende, Flores Timur, Manggarai, Manggarai Barat, Manggarai Timur, Nagekeo, Ngada, dan Sikka.<\/p>\n

Adapun perlakuan khusus atas kredit\/pembiayaan bagi debitur yang terdampak bencana meliputi pertama, penilaian kualitas kredit\/pembiayaan berdasarkan ketepatan pembayaran untuk kredit\/pembiayaan dengan plafon sampai dengan Rp10 miliar.<\/p>\n

Kedua, penetapan kualitas lancar atas kredit\/pembiayaan yang direstrukturisasi. Restrukturisasi dapat dilakukan terhadap pembiayaan yang telah disalurkan sebelum maupun setelah debitur terdampak bencana.<\/p>\n

Ketiga, pemberian pembiayaan baru kepada debitur terdampak bencana dengan penetapan kualitas kredit\/pembiayaan secara terpisah untuk kredit\/pembiayaan atau penyediaan dana baru, sehingga tidak menerapkan one obligor concept<\/em>.<\/p>\n

<\/p><\/div>\n


\n
Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Otoritas Jasa Keuangan (OJK) menetapkan perlakuan khusus atas kredit\/pembiayaan bagi debitur yang terdampak bencana gempa bumi di delapan kabupaten di<\/p>\n","protected":false},"author":2,"featured_media":29100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,13],"tags":[],"class_list":["post-29099","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-news"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-150x150.jpg","medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-300x164.jpg","medium_large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-768x420.jpg","large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534.jpg","1536x1536":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534.jpg","2048x2048":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534.jpg","colormag-highlighted-post":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-392x272.jpg","colormag-featured-post-medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-390x205.jpg","colormag-featured-post-small":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-130x90.jpg","colormag-featured-image":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-800x445.jpg","colormag-default-news":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-150x150.jpg","colormag-featured-image-large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534.jpg"},"magazineBlocksPostAuthor":{"name":"Redaksi","avatar":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"Otoritas Jasa Keuangan (OJK) menetapkan perlakuan khusus atas kredit\/pembiayaan bagi debitur yang terdampak bencana gempa bumi di delapan kabupaten di","magazineBlocksPostCategories":["Business","News"],"magazine_blocks_featured_image_url":{"full":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534.jpg",830,454,false],"medium":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-300x164.jpg",300,164,true],"thumbnail":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/10\/otoritas-jasa-keuangan-_130517131256-781-e1569839380534-150x150.jpg",150,150,true]},"magazine_blocks_author":{"display_name":"Redaksi","author_link":"https:\/\/portalutama.net\/index.php\/author\/neno\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g","magazine_blocks_category":"Business<\/a> News<\/a>","_links":{"self":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/29099","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/comments?post=29099"}],"version-history":[{"count":0,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/29099\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media\/29100"}],"wp:attachment":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media?parent=29099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/categories?post=29099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/tags?post=29099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}