{"id":19380,"date":"2026-07-01T10:37:38","date_gmt":"2026-07-01T03:37:38","guid":{"rendered":"https:\/\/portalutama.net\/index.php\/2026\/07\/01\/bri-finance-catat-beban-pencadangan-turun-401\/"},"modified":"2026-07-01T10:37:38","modified_gmt":"2026-07-01T03:37:38","slug":"bri-finance-catat-beban-pencadangan-turun-401","status":"publish","type":"post","link":"https:\/\/portalutama.net\/index.php\/2026\/07\/01\/bri-finance-catat-beban-pencadangan-turun-401\/","title":{"rendered":"BRI Finance Catat Beban Pencadangan Turun 4,01%"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"articleBody\">\n<!-- ARTICAL CONTENT --><\/p>\n<p>PT BRI Multifinance Indonesia (BRI Finance) mempertahankan kualitas portofolio pembiayaannya melalui penerapan manajemen risiko yang disiplin. Hingga Mei 2026, perusahaan mencatatkan penurunan beban pencadangan sebesar 4,01% secara tahunan.<\/p>\n<p>\u201cPenurunan beban pencadangan hingga Mei 2026 mencerminkan kualitas portofolio pembiayaan yang tetap terjaga. Hal ini merupakan hasil dari penerapan manajemen risiko yang konsisten serta monitoring kualitas aset secara berkelanjutan di seluruh lini bisnis,\u201d kata Corporate Secretary BRI Finance, Aditia Fakhri Ramadhani dalam keterangannya.<\/p>\n<p>Kualitas aset yang terjaga membuat kebutuhan pembentukan pencadangan tetap sejalan dengan profil risiko portofolio perusahaan. BRI Finance akan terus menjaga keseimbangan antara pertumbuhan bisnis dan kualitas pembiayaan agar kinerja perusahaan tetap berkelanjutan.<\/p>\n<p>Hingga Mei 2026, BRI Finance membukukan pertumbuhan laba sebesar 87,57% dibandingkan periode yang sama tahun sebelumnya. Peningkatan laba didukung oleh pertumbuhan bisnis yang sehat, efisiensi operasional, serta membaiknya kualitas aset yang tercermin dari penurunan beban pencadangan.<\/p>\n<p>\u201cKami meyakini bahwa pertumbuhan yang berkelanjutan harus dibangun di atas kualitas pembiayaan yang baik. Oleh karena itu, BRI Finance akan terus memperkuat pengelolaan risiko dan menjaga kualitas aset sebagai fondasi utama dalam mendorong pertumbuhan bisnis yang sehat,\u201d kata Dhani.<\/p>\n<p>Data Otoritas Jasa Keuangan (OJK) menyebut piutang pembiayaan perusahaan <em>multifinance<\/em> tumbuh 2,08% secara tahunan (<em>year-on-year<\/em>\/YoY) menjadi Rp514,65 triliun per April 2026. Namun, di sisi lain, kualitas pembiayaan industri menghadapi tekanan yang tercermin dari meningkatnya rasio <em>Non-Performing Financing<\/em> (NPF) <em>gross<\/em> menjadi 2,89%, lebih tinggi dibandingkan 2,43% pada periode yang sama tahun sebelumnya.<\/p>\n<p>                            <!-- [ICONOMICS] --><\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.theiconomics.com\/change-management\/bri-finance-catat-beban-pencadangan-turun-401\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PT BRI Multifinance Indonesia (BRI Finance) mempertahankan kualitas portofolio pembiayaannya melalui penerapan manajemen risiko yang disiplin. Hingga Mei 2026, perusahaan<\/p>\n","protected":false},"author":2,"featured_media":19381,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,13],"tags":[],"class_list":["post-19380","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-news"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance-150x150.jpg","medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance-300x169.jpg","medium_large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance.jpg","large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance.jpg","1536x1536":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance.jpg","2048x2048":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance.jpg","colormag-highlighted-post":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance-392x272.jpg","colormag-featured-post-medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance-390x205.jpg","colormag-featured-post-small":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance-130x90.jpg","colormag-featured-image":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance.jpg","colormag-default-news":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance-150x150.jpg","colormag-featured-image-large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance.jpg"},"magazineBlocksPostAuthor":{"name":"Redaksi","avatar":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"PT BRI Multifinance Indonesia (BRI Finance) mempertahankan kualitas portofolio pembiayaannya melalui penerapan manajemen risiko yang disiplin. Hingga Mei 2026, perusahaan","magazineBlocksPostCategories":["Business","News"],"magazine_blocks_featured_image_url":{"full":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance.jpg",700,394,false],"medium":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance-300x169.jpg",300,169,true],"thumbnail":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/07\/BRI-Finance-150x150.jpg",150,150,true]},"magazine_blocks_author":{"display_name":"Redaksi","author_link":"https:\/\/portalutama.net\/index.php\/author\/neno\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"https:\/\/portalutama.net\/index.php\/category\/business\/\" rel=\"category tag\">Business<\/a> <a href=\"https:\/\/portalutama.net\/index.php\/category\/news\/\" rel=\"category tag\">News<\/a>","_links":{"self":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/19380","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/comments?post=19380"}],"version-history":[{"count":0,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/19380\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media\/19381"}],"wp:attachment":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media?parent=19380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/categories?post=19380"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/tags?post=19380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}