![](\"https:\/\/fajar.co.id\/wp-content\/uploads\/2026\/04\/rupiah.webp\")
PORTALUTAMA.NET,JAKARTA \u2014 Nilai rupiah terhadap dolar Amerika Serikat (USD) masih mepet di angka psikologis Rp18.000, per Kamis, 25 Juni 2026 Rp17.943 per USD. Padahal Bank Indonesia (BI) sudah menaikkan suku bunga tiga kali dalam kurang sebulan.<\/p>\n\n\n\n
\u201cPada perdagangan sore ini, mata uang rupiah ditutup menguat tipis 9 point sebelumnya sempat menguat 30 point,\u201d kata Pengamat Mata Uang, Ibrahim Assuaibi kepada fajar.co.id melalui keterangan tertulis, Kamis (25\/6\/2026).<\/p>\n\n\n\n
Besok, Ibrahim mengatakan rupiah berpotensi kembali melemah. Bahkan sampai Rp17.990.<\/p>\n\n\n\n
\u201cUntuk perdagangan besok, mata uang rupiah fluktuatif namun ditutup menguat direntang \u00a0Rp17.940 – Rp17.990,\u201d ujar Ibrahim.<\/p>\n\n\n\n
Upaya BI Gagal?<\/p>\n\n\n\n
BI diketahui telah menaikkan suku bunga pada Mei 2026 sebesar 50 basis poin, kemudian 25 poin awal Juni 2026, dan 25 basis poin baru-baru ini, 18 Juni 2026. Totalnya 100 basis poin.<\/p>\n\n\n\n
Ibrahim sebelumnya mengkritik kebijakan tersebut. Menurutnya, mestinya BI menurunkan suku bunga.<\/p>\n\n\n\n
\u201cHarusnya menurunkan suku bunga, bukan menaikkan. Karena Selat Hormuz sudah dibuka, kemudian harga minyak sudah stabil,\u201d kata Ibrahim kepada fajar.co.id, Kamis (18\/6\/2026).<\/p>\n\n\n\n
Karenanya, dia mengaku tak setuju dengan kenaikan suku bunga tersebut. Mengingat kenaikan 100 basis poin tidak sedikit.<\/p>\n\n\n\n
\u201cHarus diingat bahwa kalau seandainya Bank Indonesia menaikkan suku bunga sekarang sudah 100 basis poin, ya 1 persen berarti suku bunga obligasi tenor 10 tahun kemungkinan besar bukan lagi 7,4, bisa saja akan naik menjadi 8 persen,\u201d paparnya.<\/p>\n\n\n\n
Jika itu terjadi, kata Ibrahim, Indonesia akan mencetak rekor.<\/p>\n\n\n\n
\u201cObligasi Indonesia ini tertinggi di dunia,\u201d terangnya.<\/p>\n\n\n\n
Cicilan Naik, Daya Beli Turun<\/p>\n\n\n\n
Ibrahim menjelaskan, dampak langsung kenaikan suku bunga, tidak hanya menaikkan deposito. Tapi juga bunga kredit.<\/p>\n\n\n\n
\u201cPasti akan naik. Karena kan di situ kan pada saat suku bunga dinaikkan, suku bunga facility juga naik, suku bunga kredit juga naik, ya kan, deposito pun juga naik,\u201d jelas Ibrahim.<\/p>\n\n\n\n
Menurut Ibrahim, mengingat suku bunga saat ini 5,75 persen , berarti kenaikan deposito bisa bisa 6 sampai 6,5 persen. Sehingga kemungkinan bunga di bank pemerintah dan swasta mencapai 6 persen.<\/p>\n\n\n\n
\u201cMungkin bank pemerintah di 6 persen, bank swasta mungkin di 6,5 atau 6, 6,25 atau 6,5 persen. Nah, sehingga apa? Suku bunga kredit kemungkinan besar di atas 10 persen,\u201d papar Ibrahim.<\/p>\n\n\n\n
Biasanya, kata dia, suku bunga kredit dua kali lipat. Sehingga jika mematok 6,5 persen, bisa mencapai 13 hingga 15 persen.<\/p>\n\n\n\n
\u201cSehingga ini mencekik ya bagi para pengusaha, bagi masyarakat yang mereka sedang mencicil eh rumah, apartemen,\u201d imbuhnya.<\/p>\n PORTALUTAMA.NET,JAKARTA \u2014 Nilai rupiah terhadap dolar Amerika Serikat (USD) masih mepet di angka psikologis Rp18.000, per Kamis, 25 Juni 2026<\/p>\n","protected":false},"author":2,"featured_media":18846,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-18845","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-150x150.webp","medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-300x200.webp","medium_large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-768x512.webp","large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-1024x683.webp","1536x1536":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp.webp","2048x2048":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp.webp","colormag-highlighted-post":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-392x272.webp","colormag-featured-post-medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-390x205.webp","colormag-featured-post-small":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-130x90.webp","colormag-featured-image":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-800x445.webp","colormag-default-news":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-150x150.webp","colormag-featured-image-large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-1200x600.webp"},"magazineBlocksPostAuthor":{"name":"Redaksi","avatar":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"PORTALUTAMA.NET,JAKARTA \u2014 Nilai rupiah terhadap dolar Amerika Serikat (USD) masih mepet di angka psikologis Rp18.000, per Kamis, 25 Juni 2026","magazineBlocksPostCategories":["News"],"magazine_blocks_featured_image_url":{"full":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp.webp",1200,800,false],"medium":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-300x200.webp",300,200,true],"thumbnail":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/06\/rupiah.webp-150x150.webp",150,150,true]},"magazine_blocks_author":{"display_name":"Redaksi","author_link":"https:\/\/portalutama.net\/index.php\/author\/neno\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g","magazine_blocks_category":"News<\/a>","_links":{"self":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/18845","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/comments?post=18845"}],"version-history":[{"count":0,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/18845\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media\/18846"}],"wp:attachment":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media?parent=18845"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/categories?post=18845"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/tags?post=18845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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