{"id":13380,"date":"2026-05-02T00:31:42","date_gmt":"2026-05-01T17:31:42","guid":{"rendered":"https:\/\/portalutama.net\/index.php\/2026\/05\/02\/bri-perkuat-ekosistem-pembayaran-digital-transaksi-debit-contactless-melonjak-1-144-yoy-per-maret-2026\/"},"modified":"2026-05-02T00:31:42","modified_gmt":"2026-05-01T17:31:42","slug":"bri-perkuat-ekosistem-pembayaran-digital-transaksi-debit-contactless-melonjak-1-144-yoy-per-maret-2026","status":"publish","type":"post","link":"https:\/\/portalutama.net\/index.php\/2026\/05\/02\/bri-perkuat-ekosistem-pembayaran-digital-transaksi-debit-contactless-melonjak-1-144-yoy-per-maret-2026\/","title":{"rendered":"BRI Perkuat Ekosistem Pembayaran Digital, Transaksi Debit Contactless Melonjak 1.144% YoY per Maret 2026"},"content":{"rendered":" \r\n<br><img decoding=\"async\" src=\"https:\/\/fajar.co.id\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp\" \/><br><div>\n\t\t\t\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/fajar.co.id\/\"><strong>PORTALUTAMA.NET<\/strong><\/a><strong>, JAKARTA \u2013<\/strong> PT Bank Rakyat Indonesia (Persero) Tbk terus memperkuat ekosistem pembayaran digital sebagai bagian dari strategi mendorong pertumbuhan bisnis yang berkelanjutan. Hal ini tercermin dari penetrasi produk transaksi yang semakin komprehensif, salah satunya melalui pengembangan <em>acceptance payment<\/em> seperti EDC Merchant BRI yang kini telah dilengkapi teknologi <em>contactless.<\/em>\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di sisi pengguna, adopsi kartu debit <em>contactless <\/em>BRI juga menunjukkan pertumbuhan signifikan. Selama periode Januari\u2013Maret 2026, frekuensi transaksi <em>contactless<\/em> menggunakan kartu debit BRI tumbuh signifikan sebesar 1.144% secara tahunan (YoY), yang menandakan semakin luasnya adopsi penggunaan metode pembayaran <em>contactless <\/em>dalam aktivitas transaksi sehari-hari.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seiring dengan meningkatnya frekuensi, nilai transaksi debit <em>contactless<\/em> BRI yang dihasilkan juga menunjukkan tren pertumbuhan yang kuat, di mana nilai transaksi <em>contactless <\/em>telah mencapai Rp15,9 triliun, atau meningkat 1.195% YoY.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sebagai fondasi dari pertumbuhan tersebut, jumlah kartu debit <em>contactless<\/em> BRI juga terus meningkat secara signifikan. Sejak diluncurkan pada Oktober 2024, jumlahnya telah mencapai 1 juta kartu atau tumbuh 796% YoY.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Direktur <em>Network <\/em>dan <em>Retail Funding<\/em> BRI Aquarius Rudianto menyampaikan bahwa penguatan ekosistem pembayaran merupakan bagian dari transformasi BRIvolution Reignite, di mana BRI melakukan transformasi pada <em>Funding Franchise<\/em> untuk memperkuat struktur pendanaan agar semakin efisien, stabil, dan berbasis dana murah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPengembangan layanan seperti <em>contactless<\/em> menjadi bagian dari pilar <em>Transform the Funding<\/em> <em>Franchise<\/em>. Untuk memperkuat funding tersebut, BRI terus mendorong peningkatan aktivitas transaksi nasabah melalui pengembangan ekosistem pembayaran. Salah satunya melalui layanan <em>contactless<\/em> yang kami dorong di segmen ritel, sehingga transaksi menjadi lebih mudah sekaligus memperkuat basis dana murah perseroan,\u201d ujarnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seiring dengan meningkatnya adopsi, layanan <em>contactless<\/em> juga memberikan kontribusi terhadap kinerja bisnis BRI. Hal ini tercermin dari peningkatan pendapatan berbasis komisi (<em>fee-based income\/FBI<\/em>) dari layanan <em>contactless<\/em> yang tumbuh sebesar 770,5% secara tahunan (YoY), menunjukkan bahwa layanan ini tidak hanya berkembang dari sisi penggunaan, tetapi juga mulai memberikan nilai tambah secara finansial bagi perseroan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dari sisi keamanan, layanan <em>contactless<\/em> BRI juga dirancang dengan sistem proteksi berlapis yang tetap menjaga kenyamanan transaksi. Teknologi <em>Near Field Communication<\/em> (NFC) memastikan transaksi hanya dapat dilakukan dalam jarak sangat dekat, sehingga meminimalkan risiko penyalahgunaan.<\/p>\n<center\/>\t        \n\n\n\t\t\t<!-- .entry-footer -->\n\t\t<\/div>\r\n<br>\r\n<br><a href=\"https:\/\/fajar.co.id\/2026\/05\/01\/bri-perkuat-ekosistem-pembayaran-digital-transaksi-debit-contactless-melonjak-1-144-yoy-per-maret-2026\/\">Source link <\/a>","protected":false},"excerpt":{"rendered":"<p>PORTALUTAMA.NET, JAKARTA \u2013 PT Bank Rakyat Indonesia (Persero) Tbk terus memperkuat ekosistem pembayaran digital sebagai bagian dari strategi mendorong pertumbuhan<\/p>\n","protected":false},"author":2,"featured_media":13381,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-13380","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-150x150.webp","medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-300x169.webp","medium_large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-768x432.webp","large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-1024x576.webp","1536x1536":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-1536x864.webp","2048x2048":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp.webp","colormag-highlighted-post":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-392x272.webp","colormag-featured-post-medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-390x205.webp","colormag-featured-post-small":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-130x90.webp","colormag-featured-image":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-800x445.webp","colormag-default-news":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-150x150.webp","colormag-featured-image-large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-1400x600.webp"},"magazineBlocksPostAuthor":{"name":"Redaksi","avatar":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"PORTALUTAMA.NET, JAKARTA \u2013 PT Bank Rakyat Indonesia (Persero) Tbk terus memperkuat ekosistem pembayaran digital sebagai bagian dari strategi mendorong pertumbuhan","magazineBlocksPostCategories":["News"],"magazine_blocks_featured_image_url":{"full":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp.webp",1600,900,false],"medium":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-300x169.webp",300,169,true],"thumbnail":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/05\/IMG-20260501-WA0033.webp-150x150.webp",150,150,true]},"magazine_blocks_author":{"display_name":"Redaksi","author_link":"https:\/\/portalutama.net\/index.php\/author\/neno\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"https:\/\/portalutama.net\/index.php\/category\/news\/\" rel=\"category tag\">News<\/a>","_links":{"self":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/13380","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/comments?post=13380"}],"version-history":[{"count":0,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/13380\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media\/13381"}],"wp:attachment":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media?parent=13380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/categories?post=13380"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/tags?post=13380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}