{"id":12056,"date":"2026-04-20T21:17:59","date_gmt":"2026-04-20T14:17:59","guid":{"rendered":"https:\/\/portalutama.net\/index.php\/2026\/04\/20\/menabung-di-bank-tanpa-cemas-ada-lps-lindungi-dana-nasabah\/"},"modified":"2026-04-20T21:17:59","modified_gmt":"2026-04-20T14:17:59","slug":"menabung-di-bank-tanpa-cemas-ada-lps-lindungi-dana-nasabah","status":"publish","type":"post","link":"https:\/\/portalutama.net\/index.php\/2026\/04\/20\/menabung-di-bank-tanpa-cemas-ada-lps-lindungi-dana-nasabah\/","title":{"rendered":"Menabung di Bank Tanpa Cemas, Ada LPS Lindungi Dana Nasabah"},"content":{"rendered":" \r\n<br><img decoding=\"async\" src=\"https:\/\/fajar.co.id\/wp-content\/uploads\/2026\/04\/LPS.webp\" \/><br><div>\n\t\t\t\n<p class=\"wp-block-paragraph\"><strong>PORTALUTAMA.NET &#8212; <\/strong>Pernah terpikir apa yang akan terjadi jika suatu hari bank tempat kamu menabung tiba-tiba bangkrut? Apakah uangmu akan tetap aman atau justru ikut hilang begitu saja?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tenang, tak perlu cemas. Di balik sistem perbankan, ada lembaga khusus bernama Lembaga Penjamin Simpanan atau LPS yang bertugas melindungi dana nasabah. Lembaga ini bekerja seperti \u201cpenjaga terakhir\u201d agar uang yang kamu simpan di bank tidak lenyap begitu saja saat kondisi terburuk terjadi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lembaga Penjamin Simpanan (LPS) bertujuan memberi rasa aman dan kepercayaan nasabah untuk menabung di bank tanpa cemas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bagi sebagian orang, Lembaga Penjamin Simpanan (LPS) mungkin masih asing. Padahal, lembaga ini telah hadir sejak 22 September 2005 lalu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LPS diatur dalam Undang-Undang Nomor 24 Tahun 2004 dengan fungsi utama menjamin simpanan nasabah perbankan seperti tabungan, deposito, giro, dan bentuk simpanan lainnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kepala Kantor Perwakilan LPS III Wilayah Sulawesi, Maluku, Papua Fuad Zaen mengakui saat ini masih banyak masyarakat belum mengerti bagaimana dananya di perbankan dalam berbagai bentuk simpanan mendapat jaminan atau perlindungan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Kami memiliki tugas yang menantang untuk memberikan edukasi kepada masyarakat untuk meningkatkan literasi keuangan. Untuk itu kami butuh media menyebarluaskan literasi keuangan kepada masyarakat,\u201d tuturnya saat melakukan kunjungan media atau Media Visit and Round Table Discussion bersama Fajar Grup di Graha Pena Lantai 4, Senin (20\/4\/2026).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fuad turut memberi apresiasi atas kerja sama yang telah terjalin dengan media, khususnya sejak kehadiran LPS di Makassar dua tahun lalu.<\/p>\n<center\/>\t        \n\n\n\t\t\t<!-- .entry-footer -->\n\t\t<\/div>\r\n<br>\r\n<br><a href=\"https:\/\/fajar.co.id\/2026\/04\/20\/menabung-di-bank-tanpa-cemas-ada-lps-lindungi-dana-nasabah\/\">Source link <\/a>","protected":false},"excerpt":{"rendered":"<p>PORTALUTAMA.NET &#8212; Pernah terpikir apa yang akan terjadi jika suatu hari bank tempat kamu menabung tiba-tiba bangkrut? Apakah uangmu akan<\/p>\n","protected":false},"author":2,"featured_media":12057,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-12056","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-150x150.webp","medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-300x169.webp","medium_large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-768x432.webp","large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-1024x576.webp","1536x1536":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-1536x864.webp","2048x2048":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-2048x1152.webp","colormag-highlighted-post":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-392x272.webp","colormag-featured-post-medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-390x205.webp","colormag-featured-post-small":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-130x90.webp","colormag-featured-image":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-800x445.webp","colormag-default-news":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-150x150.webp","colormag-featured-image-large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-1400x600.webp"},"magazineBlocksPostAuthor":{"name":"Redaksi","avatar":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"PORTALUTAMA.NET &#8212; Pernah terpikir apa yang akan terjadi jika suatu hari bank tempat kamu menabung tiba-tiba bangkrut? Apakah uangmu akan","magazineBlocksPostCategories":["News"],"magazine_blocks_featured_image_url":{"full":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp.webp",2560,1440,false],"medium":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-300x169.webp",300,169,true],"thumbnail":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/LPS.webp-150x150.webp",150,150,true]},"magazine_blocks_author":{"display_name":"Redaksi","author_link":"https:\/\/portalutama.net\/index.php\/author\/neno\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"https:\/\/portalutama.net\/index.php\/category\/news\/\" rel=\"category tag\">News<\/a>","_links":{"self":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/12056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/comments?post=12056"}],"version-history":[{"count":0,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/12056\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media\/12057"}],"wp:attachment":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media?parent=12056"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/categories?post=12056"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/tags?post=12056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}