{"id":10924,"date":"2026-04-10T13:25:40","date_gmt":"2026-04-10T06:25:40","guid":{"rendered":"https:\/\/portalutama.net\/index.php\/2026\/04\/10\/ojk-kaji-revisi-aturan-unitlink-perkuat-transparansi-dan-perlindungan-nasabah\/"},"modified":"2026-04-10T13:25:40","modified_gmt":"2026-04-10T06:25:40","slug":"ojk-kaji-revisi-aturan-unitlink-perkuat-transparansi-dan-perlindungan-nasabah","status":"publish","type":"post","link":"https:\/\/portalutama.net\/index.php\/2026\/04\/10\/ojk-kaji-revisi-aturan-unitlink-perkuat-transparansi-dan-perlindungan-nasabah\/","title":{"rendered":"OJK Kaji Revisi Aturan Unitlink, Perkuat Transparansi dan Perlindungan Nasabah"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div itemprop=\"articleBody\">\n<!-- ARTICAL CONTENT --><\/p>\n<p><span style=\"font-weight: 400;\">Otoritas Jasa Keuangan (OJK) tengah melakukan penyempurnaan ketentuan terkait Produk Asuransi Yang Dikaitkan dengan Investasi (PAYDI) atau unitlink. Langkah ini dilakukan untuk mengurangi hambatan dalam implementasi, khususnya pada aspek pemasaran, dengan tetap mengedepankan perlindungan kepentingan pemegang polis.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kepala Eksekutif Pengawas Perasuransian, Penjaminan dan Dana Pensiun (KE PPDP) OJK, Ogi Prastomiyono, membenarkan bahwa pihaknya saat ini berkoordinasi dengan Asosiasi Asuransi Jiwa Indonesia (AAJI) dalam membahas revisi aturan tersebut.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cOJK melakukan penyempurnaan ketentuan terkait PAYDI dalam rangka mengurangi hambatan implementasi, khususnya pada aspek pemasaran, dengan tetap mengedepankan pelindungan kepentingan pemegang polis. Langkah ini juga bertujuan memastikan produk dipasarkan secara lebih transparan, sesuai dengan profil risiko dan kebutuhan nasabah,\u201d ujar Ogi dalam pernyataan yang dikutip, Jumat (10\/4).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ia menjelaskan, saat ini pengaturan PAYDI masih mengacu pada Surat Edaran OJK (SEOJK) Nomor 5 Tahun 2022. Namun ke depan, OJK memandang perlu untuk meningkatkan pengaturan tersebut ke dalam Peraturan OJK (POJK) agar memiliki landasan hukum yang lebih kuat dan bersifat strategis.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cSubstansi yang diatur mencakup antara lain aspek pemasaran serta penyesuaian pengelolaan aset dan liabilitas, sehingga selaras dengan ketentuan pengelolaan aset-liabilitas pada perusahaan asuransi dan reasuransi,\u201d jelasnya.<\/span><\/p>\n<p>                            <!-- [ICONOMICS] --><\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.theiconomics.com\/art-of-execution\/ojk-kaji-revisi-aturan-unitlink-perkuat-transparansi-dan-perlindungan-nasabah\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Otoritas Jasa Keuangan (OJK) tengah melakukan penyempurnaan ketentuan terkait Produk Asuransi Yang Dikaitkan dengan Investasi (PAYDI) atau unitlink. Langkah ini<\/p>\n","protected":false},"author":2,"featured_media":10925,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,13],"tags":[],"class_list":["post-10924","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-news"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-150x150.jpg","medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-300x155.jpg","medium_large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-768x396.jpg","large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-1024x528.jpg","1536x1536":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono.jpg","2048x2048":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono.jpg","colormag-highlighted-post":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-392x272.jpg","colormag-featured-post-medium":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-390x205.jpg","colormag-featured-post-small":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-130x90.jpg","colormag-featured-image":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-800x445.jpg","colormag-default-news":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-150x150.jpg","colormag-featured-image-large":"https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-1215x600.jpg"},"magazineBlocksPostAuthor":{"name":"Redaksi","avatar":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"Otoritas Jasa Keuangan (OJK) tengah melakukan penyempurnaan ketentuan terkait Produk Asuransi Yang Dikaitkan dengan Investasi (PAYDI) atau unitlink. Langkah ini","magazineBlocksPostCategories":["Business","News"],"magazine_blocks_featured_image_url":{"full":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono.jpg",1215,627,false],"medium":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-300x155.jpg",300,155,true],"thumbnail":["https:\/\/portalutama.net\/wp-content\/uploads\/2026\/04\/Ogi-Prastomiyono-150x150.jpg",150,150,true]},"magazine_blocks_author":{"display_name":"Redaksi","author_link":"https:\/\/portalutama.net\/index.php\/author\/neno\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/b7471c990eaf3bbb9eb8588768e7506fe3240b053ad738bae905f94f0ebd1eb0?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"https:\/\/portalutama.net\/index.php\/category\/business\/\" rel=\"category tag\">Business<\/a> <a href=\"https:\/\/portalutama.net\/index.php\/category\/news\/\" rel=\"category tag\">News<\/a>","_links":{"self":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/10924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/comments?post=10924"}],"version-history":[{"count":0,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/posts\/10924\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media\/10925"}],"wp:attachment":[{"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/media?parent=10924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/categories?post=10924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portalutama.net\/index.php\/wp-json\/wp\/v2\/tags?post=10924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}